As the leading business finance comparison engine, we’ve spent time exploring all the options when it comes to obtaining bridging finance. In the last few years, this market has expanded rapidly so its important to do your due diligence when choosing the provider that’s right for you.

Here at Business Expert we’ve put together a list that explains some of the best known bridging finance providers, who they are and what are their typical finance offerings. It’s important to realise that these rates change regularly so do check their websites if you want to see the current APR and fees.

United Trust Bank

UTB has been around since 1955, but has achieved particular growth over the last few years as a specialist lender of alternative finance. Recent growth has been faciliated by a partnership with the British Business Bank to enable them to expand their lending to smaller and medium sized builders. In addition to bridging loans, they provide development finance, structured finance, asset finance and professional loans. 

They are a specialist bank with a real expertise in the area of property lending. They are also regulated by the Financial Conduct Authority and the Prudential Regulation Authority, as well as covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service.

Shawbrook Bank

Founded in 2011, Shawbrook is a specialist bank that has now lent around £5bn in finance. Formerly Whiteaway Laidlaw Bank, Shawbrook was boosted by a £75m investment from the British Business Bank designed to help support the business’ strong growth trajectory,

They are sector specialists offering asset finance, commercial property mortgages and structured finance, amongst other services. Regulated by the Financial Conduct Authority and the Prudential Regulation Authority 

LendInvest

Describing themselves as a property investing and finance peer-to-peer platform, LendInvest are a relatively new Fintech brand but with some impressive credentials. Originating from Montello, a London-based short-term property finance lender, Lendinvest has the financial backing of Atomico, a European venture capital fund co-founded by Niklas Zennström, one of the co-founders of Skype.

LendInvest are specialist bridging and development finance lenders, having facilitated over £1.9 billion in loans to date. Regulated by the Financial Conduct Authority

Octopus Property

Octopus are another specialist lender: they’ve lend over £3bn since 2008. Voted Development Finance Provider of the year three times by Moneyfacts, they are part of the larger Octopus Group which has injected over £8bn into the British economy.