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Best Challenger Banks for Business (2026)
Tide is the default first business bank account, free, fast, with invoicing built in. Revolut is now FSCS-protected (March 2026) and the clear pick for international payments.
If FSCS protection sits at the top of your shortlist, the landscape shifted in March 2026 when Revolut received its UK banking licence, that changes some recommendations here. We verified all fees against each provider’s pricing page in April 2026.
This comparison weighs challenger banks as an alternative to the traditional high-street bank, with a close eye on which are licensed banks and which are e-money firms.
If you want the wider branchless field ranked on real running cost, cash handling, and switching, see our best online-only business accounts guide.
Quick Compare
Compare Challenger Business Bank Accounts at a Glance
Compare Challenger Business Bank Accounts at a Glance: Monthly Fee · Transfer Fees · Overdraft · Best For
Sole trader overdrafts available up to £3,000 (39% EAR, £20-£100 annual arrangement fee depending on borrowing), subject to eligibility. Business loans up to £25,000 also available, subject to eligibility.
Fees verified against provider websites, April 2026. All fees variable and subject to change. ANNA is an e-money institution with safeguarded (not FSCS) deposits; Tide business current accounts are provided by ClearBank and FSCS-protected to £120,000. Revolut, Starling, Monzo, and Zempler hold full UK banking licences, eligible deposits protected by FSCS up to £120,000. Revolut UK banking licence confirmed 11 March 2026.
What Your Challenger Business Bank Account Actually Costs
A free business bank account is only free until you start using it.
Tide’s free plan charges 20p per bank transfer. At 50 transfers a month, that’s £10. At 150, it’s £30. At 250, the kind of volume a small construction firm paying subcontractors every week might hit, it’s £50 a month.
Tide’s Smart plan at £12.49/month includes unlimited transfers. If you’re making more than 62 transfers a month, Smart is already cheaper than Free. That’s a breakeven point most small businesses cross faster than they expect.
Monzo’s Lite plan is limited to basic banking, no invoicing, no team cards, limited accounting integration. The features most businesses actually need require a paid Pro tier. That’s still cheap, but the gap between the free tier and the usable product is bigger than the headline suggests.
Revolut’s Basic plan is £10/month and includes 10 free local transfers. At higher volumes, Grow gives 100 free transfers and £15,000 of fee-free FX, and once you’re converting currency regularly that maths favours upgrading.
Read Revolut’s pricing page carefully, though. Grow is £35/month billed monthly. The £30 figure is the effective rate only if you hand over £360 for a full year up front, and Scale does the same trick: £125/month monthly against £90 on a £1,080 annual plan.
If you don’t deposit cash and you don’t need multi-currency, Starling is the cleanest zero-cost option. UK transfers are free. Card purchases are free. Cash deposit at the Post Office costs 0.7% (minimum £3), but nothing else does.
What Your Challenger Business Bank Account Actually Costs
Monthly transfers
Tide Free actual cost
Tide Smart (£12.49/mo)
Starling Free
25 transfers
£5
£12.49
£0
62 transfers
£12.40
£12.49
£0
100 transfers
£20
£12.49
£0
150 transfers
£30
£12.49
£0
250 transfers
£50
£12.49
£0
Verified 21 April 2026.
Check your last three months of transfer volume before committing to a free plan with per-transaction charges. BACS, standing orders, and direct debits all count toward the Tide 20p fee.
When you pay staff weekly and settle supplier invoices from the same account, you can reach 60 transfers before you touch your regular operating costs.
We found the breakeven is 62 transfers a month, if your volume sits near that, you’re at the Tide Free vs Smart decision point. Below that, Tide Free costs less. Above it, Smart does.
FSCS Protection for Challenger Business Bank Accounts
Deposit protection at Revolut changed in March 2026, and most comparison pages haven’t caught up.
If you held a Revolut account before 11 March 2026, your protection just changed: Revolut received its full UK banking licence on that date. Your eligible deposits are now FSCS-protected up to £120,000, the same limit as Starling, Monzo, and Zempler.
We checked the major comparison sites in April 2026 and most still describe Revolut as an e-money institution, if you’ve read one recently, that information is stale. If FSCS coverage was a barrier for you before, it isn’t now.
The FSCS limit itself rose in December 2025, from £85,000 to £120,000 per person per authorised firm. Every fully licensed bank on this page covers £120,000.
If you’re holding more than £30,000 in a Tide or ANNA account, the e-money distinction is worth understanding. Your funds are safeguarded, held in ring-fenced accounts, separate from the provider’s own balance sheet.
Safeguarding gives you meaningful protection, but it is not the same as FSCS. If Tide or ANNA failed, your recovery would follow the FCA’s resolution process, not an automatic payout.
For most small businesses, the practical difference is small, your cash flow and working capital are protected either way. For a business keeping £80,000 in a single account, the distinction matters more. We would not treat e-money safeguarding and FSCS as equivalent if you hold significant reserves.
FSCS Protection for Challenger Business Bank Accounts
Provider
Regulatory type
Deposit protection
Protection mechanism
Starling
Full UK bank (PRA licensed)
£120,000 FSCS
Automatic FSCS payout if bank fails
Monzo
Full UK bank (PRA licensed)
£120,000 FSCS
Automatic FSCS payout if bank fails
Revolut
Full UK bank (PRA licensed from March 2026)
£120,000 FSCS
Automatic FSCS payout if bank fails
Zempler
Full UK bank (PRA licensed)
£120,000 FSCS
Automatic FSCS payout if bank fails
Tide
EMI; new accounts via ClearBank (PRA-licensed bank)
£120,000 FSCS (new accounts); legacy e-money safeguarded
FSCS payout for new accounts; ring-fenced for legacy e-money
ANNA
E-money institution (FCA authorised)
Safeguarded (not FSCS)
Ring-fenced accounts, FCA resolution process
Verified 21 April 2026.
How to Choose the Right Challenger Business Bank Account
The right challenger business bank account depends on your transaction profile, not just your preference for the interface. We mapped the six accounts against four business types to make this concrete.
Sole traders, under 60 payments a month: If you process under 60 payments a month, Tide on the free plan is your natural first account.
Invoicing and expense categorisation are inside the banking app. If you’re logging receipts from your phone between client visits, that saves a separate subscription.
ANNA is the alternative if you want AI receipt scanning and automatic tax estimates built in. If FSCS coverage matters to you from day one, Starling is free, fully licensed, and does everything you need.
Limited companies with payroll, suppliers, and HMRC to pay: Your payroll, your supplier invoices, and your HMRC payments all count as separate transfers. Settle those from one account and you can reach 100–200 transfers a month without trying.
On Tide Free that’s £20–40 in fees. Starling at £0 or Tide Smart at £12.49 makes more sense at that volume, we think Starling wins above 80 payments a month. Starling also offers an overdraft, which Tide and Monzo Lite don’t.
Businesses with regular international payments: If you convert often, Revolut holds 25+ currencies at close to the mid-market rate within plan allowances. It now has full FSCS protection.
We’d recommend Grow for anyone converting more than £1,000 a month, at £35/month billed monthly or £30/month on an annual plan. The Basic plan FX allowance runs out quickly.
One hard gate first. Revolut Business accepts limited companies, LLPs, and partnerships, not UK sole traders. If you trade in your own name and convert currency, Wise or Starling are the accounts actually open to you, whatever Revolut’s FX rates look like on paper.
Cash-heavy businesses: If you handle cash daily, none of the six accounts is built for your needs. Starling charges 0.7% (minimum £3); Tide charges 0.5% (minimum £2.50) or 3% via PayPoint.
If you take cash daily, a traditional bank for cash handling alongside a challenger for digital payments is usually the more practical and cheaper setup.
How to Choose the Right Challenger Business Bank Account
Your situation
Start here
Why
First account, low volume (<60 transfers/month)
Tide Free
Free, invoicing built in, open in minutes
First account, want FSCS from day one
Starling
Free, no transfer fees, FSCS-protected, overdraft available
Medium volume (100–200 transfers/month)
Tide Smart or Zempler
Smart £12.49 includes unlimited transfers; Zempler free with 35p/transfer after 3
International payments, multi-currency
Revolut (limited companies, LLPs and partnerships only)
25+ currencies, interbank FX, now FSCS-protected; UK sole traders are not eligible, use Wise or Starling
Sole trader wanting automated tax/VAT help
ANNA or Monzo Pro
AI receipt scanning (ANNA) or Tax Pots (Monzo) inside the account
Want to earn interest on balance
Zempler
Only challenger on this list that pays interest on current account balance, FSCS-protected
Cash-heavy business
None, add a traditional account
All challengers charge for cash deposits; high-street bank alongside a challenger is usually more practical
Verified 21 April 2026.
Every Challenger Business Bank Account, Reviewed
Tide Free Business Account
Tide Free Business Account
A free, app-based business account with built-in invoicing and a direct Sage bank feed.
Watch out: After the first 5 free transfers each month, every bank transfer in or out costs 20p, and the free plan caps invoicing at 3 a month. Overseas card use carries a 2.75% FX fee on the free plan (0% on paid plans).
Not ideal if: Businesses needing an overdraft, branch access, or a multi-currency account that holds foreign-currency balances
Free plan£0/month. 5 free transfers in or out per month, then 20p each. 3 free invoices per month.
Smart plan£12.49/month (or £99.99/year). 30 free transfers then 20p each.
Pro plan£27.49/month (or £219.99/year). Unlimited transfers.
Max plan£69.99/month (or £559.92/year). Unlimited transfers and invoicing.
FX fee (free plan)2.75% on overseas card use
FX fee (paid plans)Smart: 2.75%; Pro and Max: 0% on overseas card use
International paymentsSend and receive supported (SEPA and SWIFT); not a multi-currency holding account
FSCS protectionYes, up to £120,000 (new accounts via ClearBank)
Eligible entitiesSole traders and freelancers, and UK limited company directors (not partnerships or LLPs)
Eligibility: UK sole traders and freelancers, and directors of UK limited companies. Partnerships, LLPs, CICs and charities are not eligible. Fast online application with photo-ID and selfie verification; standard KYC checks apply. New accounts are provided by ClearBank and are FSCS-protected up to £120,000. Some legacy accounts issued before the ClearBank switch remain on an e-money safeguarding model.
Not ideal if: Businesses needing an overdraft, branch access, or a multi-currency account that holds foreign-currency balances
Watch out: After the first 5 free transfers each month, every bank transfer in or out costs 20p, and the free plan caps invoicing at 3 a month. Overseas card use carries a 2.75% FX fee on the free plan (0% on paid plans).
No monthly fees on free plan
New accounts FSCS-protected up to £120,000 via ClearBank
Only 5 free transfers a month on the free plan, then 20p each way
Free, Smart and Pro cap invoicing at 3 a month; only Max is unlimited
2.75% FX fee on overseas card use on the free plan
No overdraft facility, and not a multi-currency account for holding foreign balances
Some legacy e-money accounts are safeguarded, not FSCS-protected
No branch access; partnerships and LLPs not eligible
Integrated invoicing: create, send and track from the app (3 a month on Free, Smart and Pro; unlimited on Max)
Automatic expense categorisation and receipt scanning
Direct integrations with Xero, QuickBooks, FreeAgent and Sage
Company formation from £1 with the Company Secretary subscription, or £14.99 stand-alone
Revolut Business Basic Account
Revolut Business Basic Account
Revolut suits incorporated businesses that pay across borders: interbank FX inside a monthly allowance, multi-currency accounts, and team expense cards with per-person limits.
Best for: Incorporated UK businesses that want one account for UK banking, multi-currency wallets, team expense cards, and FSCS protection
Watch out: UK sole traders cannot open Revolut Business and are directed to Revolut Pro instead. Revolut is phasing accounts onto the FSCS-covered bank entity; some new signups still open on the e-money side. Check your terms to confirm which entity holds your money.
Not ideal if: UK sole traders, businesses that need branch access, cash deposits, or an overdraft, and anyone whose monthly FX volume regularly spikes above the plan allowance
Basic plan£10/month (no annual discount)
Grow plan£35/month billed monthly, or £30/month effective on annual billing (£360/year)
Scale plan£125/month billed monthly, or £90/month effective on annual billing (£1,080/year)
FX allowance (Basic)£1,000/month at interbank rate, then 0.6% markup
FX allowance (Grow)£15,000/month at interbank rate, then 0.6% markup
FX allowance (Scale)£60,000/month at interbank rate, then 0.6% markup
Currencies held25+
Local account detailsGBP, EUR, USD
Team cardsYes (physical and virtual, with spend limits and controls)
FSCS protectionUp to £120,000 on eligible deposits held by Revolut Bank UK Ltd. Check your account terms for your contracting entity.
Eligible entitiesLimited companies, LLPs, partnerships (UK sole traders not eligible)
Eligibility: Limited companies, LLPs, and partnerships registered in the UK are eligible for Revolut Business. UK sole traders are not eligible and are directed to Revolut Pro, a fee-free account in the personal Revolut app. Revolut is also available to businesses in many EU and EEA countries. Restricted and prohibited industries include gambling, adult content, and certain financial services. Standard KYC and company document checks apply on opening. FSCS protection up to £120,000 applies to eligible deposits held by Revolut Bank UK Ltd; some accounts may still be on the older Revolut Ltd e-money entity during the phased migration. Check your in-app terms to confirm your contracting entity.
Not ideal if: UK sole traders, businesses that need branch access, cash deposits, or an overdraft, and anyone whose monthly FX volume regularly spikes above the plan allowance
Watch out: UK sole traders cannot open Revolut Business and are directed to Revolut Pro instead. Revolut is phasing accounts onto the FSCS-covered bank entity; some new signups still open on the e-money side. Check your terms to confirm which entity holds your money.
FSCS protection up to £120,000 on bank entity accounts
Interbank FX rate inside the monthly allowance
Team expense cards with per-card spend limits and controls
Invoicing on every plan including Basic
API access on Grow and Scale plans
UK sole traders cannot open Revolut Business
Grow is £35/month and Scale is £125/month when billed monthly
FSCS protection is not guaranteed on day one: some new signups still open on the e-money entity
No overdraft facility
FX carries a 0.6% markup above the monthly allowance
Multi-currency accounts with interbank FX inside monthly allowances
Team expense cards with custom spending limits and merchant controls
Batch payment processing for payroll and supplier runs
Invoicing on every plan; card payments via separate Merchant account
ANNA Money Pay As You Go Account
ANNA Money Pay As You Go Account
ANNA scans your receipts and works out your tax as you go, so it suits sole traders who would rather the bookkeeping ran itself than log into a separate tool.
Watch out: 20p per transfer after the first 20 free each month; international SWIFT payments cost £5 plus 1% currency conversion.
Not ideal if: Businesses making many daily transactions or needing FSCS deposit protection
Pay As You Go (PAYG)£0/month. 20 free transfers/month, then 20p each. 0.95% commission on all incoming payments other than transfers from your own accounts. £5 per SWIFT payment.
Business plan£22.90/month + VAT. 60 free local transfers/month, then 20p each.
Big Business plan£59.90/month + VAT.
+Taxes add-on£29.00/month + VAT. For limited companies only.
Incoming-payment cost exampleA freelancer receiving £5,000/month in client payments on PAYG pays £47.50 in incoming-payment commission alone (0.95%), before any other fees.
FX fee1% currency conversion on card payments abroad
International SWIFT transfers£5 per payment
Accounting integrationsBuilt-in tax and expense tools (limited third-party integrations)
OverdraftNot available
FSCS protectionNo on the main account (e-money, safeguarded under the Electronic Money Regulations 2011). ANNA’s separate Griffin easy-access savings account is FSCS protected up to £120,000.
Eligibility: UK sole traders, limited companies, and LLPs are eligible. Fast app-based setup. Standard KYC and identity checks apply. ANNA is an e-money account (not a bank), so funds are safeguarded at partner banks rather than covered by FSCS.
Not ideal if: Businesses making many daily transactions or needing FSCS deposit protection
Watch out: 20p per transfer after the first 20 free each month; international SWIFT payments cost £5 plus 1% currency conversion.
AI-powered receipt scanning and tax calculations
Automatic expense categorisation
Built-in invoicing with payment chasing
Company formation through the app
Pay As You Go pricing suits low-volume businesses
0.95% commission on incoming payments on PAYG makes it expensive for freelancers with regular client revenue: £47.50/month on £5,000 of receipts
20p per transfer after the first 20 free each month on PAYG
No FSCS protection on the main account (e-money safeguarded; only the separate Griffin savings account is FSCS protected)
Not a Current Account Switch Service participant
Limited third-party integrations
No overdraft facility
AI receipt scanning, photograph and auto-categorise expenses
Integrated invoicing with automatic payment reminders
Automatic VAT and self-assessment preparation
Zempler Bank Business Go Account
Zempler Bank Business Go Account
One of the few digital banks to offer an overdraft facility on a free account, alongside built-in accounting, invoicing and Making Tax Digital tools that most app-only accounts charge for or don’t offer.
Best for: Free banking with built-in accounting and an overdraft option
Watch out: 3 free bank transfers per month, then 35p each. Built-in accounting, invoicing and Making Tax Digital tools are free; third-party integrations are fewer than Tide or Starling.
Not ideal if: Businesses needing deep third-party accounting integrations like Xero or QuickBooks
Eligibility: Sole traders, LTDs, LLPs, partnerships
Not ideal if: Businesses needing deep third-party accounting integrations like Xero or QuickBooks
Watch out: 3 free bank transfers per month, then 35p each. Built-in accounting, invoicing and Making Tax Digital tools are free; third-party integrations are fewer than Tide or Starling.
Built-in accounting, invoicing and MTD tools at no extra cost
FSCS protected up to £120,000
No monthly fees
Overdraft facility available, rare for a digital bank
Personal phone support
Free in-app Tap to Pay for accepting contactless card payments, no separate reader or Zempler fee
Only 3 free bank transfers/month, then 35p each
Third-party accounting integrations more limited than Tide or Starling
Fewer digital features than Tide or Starling
Relatively small user base
Free business current account with built-in accounting, invoicing and MTD tools
FSCS deposit protection up to £120,000
No monthly account fees
3 free UK bank transfers/month, then 35p each
In-app Tap to Pay (via Stripe) to accept contactless card payments, free of any Zempler fee
Starling Bank Business Current Account
Starling Bank Business Current Account
Free UK transfers, free ATM withdrawals and an optional overdraft make Starling the most complete free digital account for a business that wants a proper bank, not just a payments app.
Best for: Free banking with built-in invoicing and an overdraft; MTD accounting is a paid add-on
Watch out: No branch access and limited human support options. International SWIFT transfers cost 0.4% currency conversion plus £5.50 delivery fee each. The free invoicing and Accounting Essentials features are confirmed on Starling’s sole trader account; verify feature parity before assuming an identical set on the limited company account.
Not ideal if: Businesses that need face-to-face banking, complex lending, or Sage integration
Monthly feeFree
UK bank transfersFree
Native invoicingFree (sole trader account)
MTD for Income TaxHMRC-recognised, built into Accounting Essentials, free
Accounting integrationsXero, QuickBooks, FreeAgent, Penfold, SumUp, all free
FX rateMastercard exchange rate
International SWIFT transfers0.4% currency conversion + £5.50 delivery fee per payment
OverdraftAvailable (subject to eligibility)
Multi-currency accountsEuro and USD sub-accounts available
CASS switchingSupported for business accounts
FSCS protectionYes, up to £120,000
Eligible entitiesSole traders, limited companies, LLPs (general partnerships not supported)
Eligibility: UK sole traders, limited companies, and LLPs are eligible. General partnerships are not currently supported. Standard identity and business verification required. FSCS protection up to £120,000 applies to eligible deposits.
Not ideal if: Businesses that need face-to-face banking, complex lending, or Sage integration
Watch out: No branch access and limited human support options. International SWIFT transfers cost 0.4% currency conversion plus £5.50 delivery fee each. The free invoicing and Accounting Essentials features are confirmed on Starling’s sole trader account; verify feature parity before assuming an identical set on the limited company account.
Completely free with no monthly fees and no UK transfer fees
Free invoicing and free Accounting Essentials (HMRC-recognised MTD tool) on the sole trader account
Free integrations with Xero, QuickBooks and FreeAgent
FSCS protected up to £120,000
App scored 86% for online service (Ipsos 2026)
Overdraft available subject to eligibility
Supports the Current Account Switch Service
No branch access
Limited human support options
Free invoicing/Accounting Essentials confirmed for the sole trader account; verify parity on the limited company account
Overdraft not guaranteed
Free business current account with no transaction fees
Free native invoicing and free Accounting Essentials (HMRC-recognised MTD for Income Tax)
FSCS deposit protection up to £120,000
Overdraft facility (subject to eligibility)
Euro and USD sub-accounts
Current Account Switch Service participant
Monzo Business Lite Account
Monzo Business Lite Account
The app leads the 2026 Ipsos service survey, scoring 90% for online banking, with pots that ring-fence money for tax and VAT.
Best for: Clean mobile banking with smart budgeting
Watch out: Free plan is very basic; most useful features require Pro (£9/month, first month free). Incoming foreign currency payments incur a 1% conversion fee (capped at £1,000 per transaction) on all plans.
Not ideal if: Businesses needing branch access or complex lending products.
Eligibility: Sole traders, LTDs
Not ideal if: Businesses needing branch access or complex lending products.
Watch out: Free plan is very basic; most useful features require Pro (£9/month, first month free). Incoming foreign currency payments incur a 1% conversion fee (capped at £1,000 per transaction) on all plans.
Regulated UK bank account, FSCS protected up to £120,000 on eligible deposits (all plan tiers)
Budgeting pots; app scored 90% for online service (Ipsos 2026)
Tax pot automatically sets aside estimated tax
Free Lite plan available
Instant spending notifications
Fee-free spending abroad on paid plans
Free plan is very basic
Most useful features require Pro (£9/month)
1% conversion fee on incoming foreign currency payments (capped at £1,000 per transaction)
Overdraft subject to eligibility; not guaranteed
No branch access
Pots for ring-fencing tax, savings, and expenses
Tax pot with automatic percentage set-aside
Integrations with Xero, QuickBooks, FreeAgent
Fee-free spending abroad (paid plans)
Challenger Business Bank Account FAQs
Are challenger banks FSCS protected?
Some are, some aren’t. Starling, Monzo, Revolut (from March 2026), and Zempler hold full UK banking licences, deposits are FSCS-protected up to £120,000. Tide and ANNA are e-money institutions: your funds are safeguarded in ring-fenced accounts at authorised institutions, but the protection mechanism is different from FSCS. If either firm failed, recovery would follow the FCA’s resolution process rather than an automatic FSCS payout. The distinction matters more if you’re holding large balances. For most small businesses with modest working capital, the practical risk difference is small, but it is a difference.
Can a challenger bank be my sole business account?
Yes, for most small businesses. Tide, Starling, and Revolut all offer the core functionality a limited company needs: UK bank transfers, a debit card, accounting integrations, and the ability to receive client payments. Where challenger accounts fall short is cash handling and overdraft access, if you regularly deposit cash or need a reliable credit facility, a traditional bank alongside your challenger account is often the right setup.
Which challenger bank is best for international payments?
Revolut, reliably. It holds 25+ currencies, converts at close to the mid-market rate within plan allowances, and now has full FSCS protection after receiving its UK banking licence in March 2026. The Basic plan includes £1,000 of fee-free FX per month, after which 0.6% applies. If you convert more than that regularly, Grow includes £15,000 of fee-free FX at £35/month billed monthly, or £30/month if you pay annually. Wise is worth comparing if international transfers are your primary use case rather than day-to-day banking.
What is the difference between an e-money account and a bank account?
A bank account is held at a PRA-authorised institution with FSCS deposit protection. An e-money account is issued by an FCA-authorised e-money institution. Your funds must be safeguarded, ring-fenced at a regulated bank, but they are not covered by the FSCS deposit guarantee. In practice, the day-to-day banking experience is similar. The difference becomes relevant if the institution fails, or if you are holding more than the FSCS limit in a single account.
Can I get a business overdraft with a challenger bank?
Starling and Zempler offer business overdrafts, subject to eligibility. Tide, Monzo Lite, and ANNA do not. Revolut does not offer a traditional overdraft, though it has lending products on higher-tier plans. If overdraft access is important, Starling is the strongest challenger option, it is free, FSCS-protected, and genuinely considers overdraft applications for established businesses. Even so, overdraft eligibility is never guaranteed. If you need reliable credit access, a traditional bank with a long-standing relationship may offer more certainty.
How we reviewed Best Challenger Banks for Business: Starling
What we assessed. We evaluated Best Challenger Banks for Business: Starling on pricing, contract terms, features, and eligibility. These are the factors that matter most to UK small businesses considering this provider.
Data sources. Best Challenger Banks for Business: Starling’s pricing page, terms, and product docs were checked directly in April 2026. No comparison sites, no press releases, no affiliate material. FCA register cross-checked for regulatory status.
Update cadence. We re-verify this page at least monthly, and whenever a provider changes pricing, eligibility, or terms. The verification date on the page reflects the most recent full review.
We have no affiliate relationship with Best Challenger Banks for Business: Starling, see our editorial policy.
Tide Free Business Account
Revolut Business Basic Account
ANNA Money Pay As You Go Account
Zempler Bank Business Go Account
Starling Bank Business Current Account
Monzo Business Lite Account