Business Credit Cards

Business Credit Cards

A business credit card does one of three jobs: it makes borrowing cheaper, it pays something back on spending you would do anyway, or it keeps company money out of your personal account. Which of the three matters most is what decides the card, and very few do all three well.

Our Recommendations

Best Business Credit Cards

Start here if you do not yet know which type you need

Best for Start-Ups

Cards that will consider a company with no trading history

Best Interest-Free & Low-Interest Cards

0% periods and low ongoing rates

Best Cashback and Reward Cards

Money back on every purchase, with nothing to redeem

Best for Travel

Where the foreign transaction fee decides it

Best Air Miles and Avios Cards

Points worth having only if you fly often enough to spend them

Best Business Charge Cards

Pay in full each month

Best for Poor Credit

Options when credit history is thin

Instant-Approval Cards

Fast application decisions

Provider Range Comparisons

Compare American Express Cards

All Amex business card options compared

Compare Barclaycard Business Cards

All Barclaycard business card options compared

Card Provider Reviews

Capital on Tap Review

Cashback Visa for limited companies

Funding Circle FlexiPay Review

Flexible credit line plus card

Funding Circle Card Review

Cashback business credit card

Brand vs Brand

Capital on Tap vs American Express

Flat cashback against a rewards programme

Capital on Tap vs Funding Circle

Two fintech cashback cards compared

American Express vs Barclaycard

Rewards versus universal acceptance

Capital on Tap vs Barclaycard

Limited-company cashback versus sole-trader access

Guides

Guide to Business Credit Cards

How business credit cards work

Credit Cards vs Charge Cards

Carry a balance and pay interest, or clear it every month

What Is a Balance Transfer?

Moving balances between cards

How to Apply for a Business Credit Card

Step-by-step application guide

The 7 Most Exclusive Credit Cards

The rarest cards in the world