ANNA Company Registration Review 2026: Is It Worth £19?
🏠 Business Banking» ANNA Company Registration Review
8 MIN READ
Advertising Disclosure
Business Expert is an independent comparison site. Some partners may compensate us for promotion. This never affects our impartial evaluations based on fees, customer service, and product features.

ANNA Company Registration Review

ANNA registers a straightforward limited company for £19 and opens a starter account in the same run. The interesting package is the one above it.

In-depth review
Independently assessed
Rates verified August 2026
Best for a Simple Limited Company With Up to Four Owners
ANNA
Company Formation Service
  • £19 to incorporate against the £100 Companies House charges for online filing, with a starter business account opened alongside it.
  • Takes up to four directors or shareholders, where Tide’s cheaper £14.99 route accepts a single shareholder only.
  • Secretary Lite costs £100, exactly the Companies House fee, and adds a year of filings plus VAT and PAYE registration.
View Deal →
Our score:4.8 / 5i
Score breakdown
Customer reviews
4.5
Value for money
5.0
Features
5.0

Our Verdict

ANNA is a reasonable choice for a straightforward limited company. It charges £19 to incorporate against the £100 Companies House charges for a direct online filing, and opens a starter business account in the same session.

ANNA sells its formation service in four packages, priced from £19 to £399 a year plus VAT. We rate the second tier, Secretary Lite, as the better-value choice for most founders, rather than the £19 entry package.

Secretary Lite is a £100 one-off payment. Companies House also charges £100 for a direct online incorporation, so at that price you are paying no more than a direct filing would cost you. In return, ANNA files your incorporation and covers a year of confirmation-statement filing and your VAT and PAYE registration.

The low headline price is part of a customer-acquisition offer for ANNA’s account and paid administration services. The two annual tiers renew each year at £199 and £399 plus VAT.

ANNA advertises this as “the lowest registration price on the market”. Tide registers a limited company for £14.99, so the claim is inaccurate as written. Tide accepts single shareholders only, so for anyone forming with a co-founder ANNA remains the cheaper option.

The service is limited to a standard private company limited by shares with up to four directors or shareholders. Other structures, complex share classes and larger ownership groups need a specialist formation agent or a direct filing with Companies House.

Best for
A first-time founder forming a standard limited company who is happy to bank with ANNA from day one
Also worth it for
Founders with a co-founder or two, because ANNA takes up to four owners where Tide’s cheaper route takes one
Think twice if
You already know which bank you want, since the bundled account is most of what the low price is buying
Not for
Complex ownership: more than four owners, multiple share classes, a CIC, an LLP or a company limited by guarantee
Register a company with ANNA →

ANNA Company Registration at a Glance

ANNA does one job cheaply: it incorporates an ordinary limited company and hands you a business account at the end of it. Everything else is an optional layer you pay a yearly fee for.

ANNA Company Registration at a Glance
FeatureANNA’s position
Entry price£19 one-off (Just Register), down from £100
Filing direct with Companies House£100 online, £124 by post
Company typePrivate company limited by shares. Nothing else is priced or offered
Typical processingANNA says most are live within one working day. Allow up to three
Business accountA starter ANNA account is included on every package
Directors and shareholdersUp to four. ANNA’s own limit, not Companies House’s
Registered officeYou supply a UK address, or take the London virtual office from Secretary up
Identity verificationRequired. ANNA says it is a Companies House identity checker
Ongoing filingsIncluded from Secretary Lite, within the package’s stated scope
Filing statusANNA says it files directly with Companies House as an authorised corporate service provider (ACSP)
Best forStraightforward first formations, with or without co-founders
Main limitationComplex ownership and specialist company types are outside the service
Source: ANNA company registration. Checked 4 August 2026.

Read the account line carefully, because it isn’t a bank account. The included ANNA business account is e-money issued by PayrNet, safeguarded rather than FSCS protected, and we review its fees and protections separately.

How Much Does ANNA Company Registration Cost?

£19 for the entry package, checked on 4 August 2026. Companies House charges £100 to incorporate online and £124 on paper, so the saving against filing it yourself is £81.

ANNA sells its formation service in four packages. The two lower tiers are one-off payments. The two upper tiers are annual subscriptions with VAT on top, so they renew each year until cancelled. The table below sets out what each package covers.

How Much Does ANNA Company Registration Cost?
RouteHeadline costWhat it coversWhat it doesn’t
ANNA Just Register£19 one-offIncorporation plus a starter accountOngoing filings, VAT and PAYE registration, address service
ANNA Secretary Lite£100 one-offThe above plus a year of filings and VAT/PAYE registrationThe London address, year-end tax and payroll
ANNA Secretary£199 a year + VATThe above plus a London registered addressYear-end tax, Corporation Tax and payroll
ANNA Total Support£399 a year + VATThe above plus year-end tax, Corporation Tax and payrollAnything outside each service’s stated scope
Companies House online£100 one-offIncorporation, nothing elseAccount opening, filing help, reminders
Companies House paper£124 one-offIncorporation by postAs above, and it is slower
Source: ANNA company registration, Companies House fee schedule. Checked 4 August 2026.

Keep four costs apart. Formation pages routinely blur them: the one-off formation fee, any annual secretarial or address charge, the Companies House fees still to come, and what the account costs once you start trading.

Account and renewal charges continue after the formation fee is paid. A company incorporated in August that begins invoicing in September will typically pay the £50 confirmation-statement fee, a year of account transaction charges, and any package renewal by the following July.

The £81 saving at incorporation is outweighed by these charges within a matter of months. We rate the year-one cost, not the incorporation fee, as the useful figure for provider comparison.

Separate the confirmation statement out. Companies House charges £50 for it every year, whoever files it, while ANNA prices the service of filing it at £79 plus VAT. Only one of those two charges can be made to go away, and it isn’t the £50.

Unsurprisingly, none of this is laid out anywhere you can see it at once. When you sit down in February to work out what the company has actually cost you since August, the answer is spread across ANNA’s pricing page, a Companies House reminder email and your own transaction list.

Prices and promotions move. Every figure here was read off ANNA’s own registration page and the GOV.UK fee schedule on 4 August 2026, and we recheck when either changes.

ANNA Company Formation Packages Compared

Secretary Lite is the value pick for most founders, and it isn’t the cheapest one. At £100 it costs exactly what Companies House charges to file direct, and it throws in a year of admin that ANNA itself values at £157 plus VAT.

We put the four packages side by side because ANNA’s own pricing panel does not compare them against the fee you would pay anyway, which is the only comparison that decides this.

ANNA Company Formation Packages Compared
PackagePriceStarter accountCompany filingsVAT/PAYE registrationLondon addressTax and payrollBest for
Just Register£19 one-offYesNoNoNoNoFounders who want incorporation and nothing else
Secretary Lite£100 one-offYesWithin stated scopeWithin stated scopeNoNoMost first-time founders
Secretary£199 a year + VATYesYesYesYesNoFounders keeping a home address off the register
Total Support£399 a year + VATYesYesYesYesWithin stated scopeFounders outsourcing first-year admin wholesale
Source: ANNA company registration. Checked 4 August 2026.

We use “within stated scope” deliberately. ANNA describes filings and tax work as managed on your behalf; it doesn’t promise unlimited work, and neither should we.

Just Register

£19 buys the incorporation and the starter account, and that’s the whole of it. No confirmation-statement filing, no VAT or PAYE registration, no registered-office service, no year-end work.

Take it if you’re happy dealing with Companies House and HMRC yourself. Diary the £50 confirmation statement for twelve months out on the day your certificate lands, because nobody else is holding that date for you.

Secretary Lite

£100 buys everything in Just Register plus a year of the admin that trips first-year companies up: company filings including the mandatory confirmation statement, changes to company details, and VAT and PAYE registration.

The year of support is free in cash terms. ANNA values those pieces at £79 plus VAT and £78 plus VAT, and the £100 price is the Companies House fee you’d have paid anyway.

Confirm two things before you buy, because ANNA’s page doesn’t state either: whether VAT applies to the £100, and what happens after twelve months. It’s presented as a one-off special offer rather than a subscription, but read the terms.

Secretary

£199 a year plus VAT adds a prime London registered address, supplied by Hoxton Mix in Shoreditch, and covers the Companies House fee. ANNA values the address alone at £180 a year.

Pay it for privacy. Without an address service, the spare bedroom you’re working from goes on the public register as your registered office, and any customer, supplier or stranger can search it.

Be precise about what it hides, though. ANNA says plainly that the virtual address is itself public on Companies House.

It keeps your home off the register. It doesn’t remove your name, the month and year of your birth, or your service address from public view.

Cancel it when you take a real office. It renews annually, and otherwise you’ll keep paying £180 a year for a Shoreditch address you’ve stopped using.

Total Support

£399 a year plus VAT adds year-end taxes, Corporation Tax and payroll on top of the Secretary package, plus an upgraded account with free local transfers, savings pots and international payments.

Weigh it against an accountant, not against the other packages. A high-street accountant doing year-end accounts and a Corporation Tax return for a small company often lands near that figure, and answers the awkward questions a package can’t.

The legal duties stay with you whatever you buy. Directors remain responsible for filing accurate accounts and returns on time. A service can do the work; it can’t take the responsibility off you.

Formation fees are non-refundable

ANNA’s refund policy states that the company registration fee and the same-day incorporation service are non-refundable at the point of purchase. Initial subscription fees applied to commence registration are also non-refundable. Some individually named services carry a 14-day cancellation window if the service has not yet started. Check the current terms at anna.money/refund-policy before committing. Source checked 4 August 2026.

See ANNA’s current formation packages

What Does ANNA Actually Do for You?

ANNA files the incorporation and guides the inputs. You still own every decision that Companies House will hold you to. The split matters, because the marketing on formation pages generally blurs it.

What Does ANNA Actually Do for You?
TaskANNA’s roleYours
Company nameChecks availability against Companies House and flags problemsChoose a name that’s compliant and that you can trade under
Companies House filingSubmits the incorporation as an authorised ACSPSupply accurate information
SIC codeGuides the choiceConfirm the code actually describes what you do
Directors and shareholdersCollects and submits the detailsConfirm identities, roles and who owns what
Registered officeUses your address, or the package addressMake sure post there reaches you
Identity verificationRuns the verification journeyComplete the checks with valid documents
Certificate of incorporationEmails it once Companies House approvesStore it and check every detail is right
Business accountOpens or starts opening the ANNA accountRead the account terms and decide if it suits you
Confirmation statementFiles it on the relevant packagesStay responsible for it being correct and on time
VAT and PAYERegistration support on eligible packagesWork out whether you need to register at all
Tax and payrollAvailable on Total Support, within its termsYou remain legally responsible for the company
Verified August 2026.
Formation cost isn’t relationship cost

Formation cost is the one-off amount paid to incorporate the company: £19 through ANNA, £100 direct with Companies House. Relationship cost is the sum of what the provider charges once the company is trading: account transaction charges, annual package renewals, any address service, and any tax or payroll support. Relationship cost is materially larger than formation cost from the first year onwards, and it is the figure to use when comparing providers.

What the ANNA PAYG account costs in practice

The PAYG account has no monthly fee, but ANNA currently charges 0.95% on commissionable incoming payments — money received from clients and third parties. Transfers from your own accounts are excluded. A company bringing in £5,000 a month from clients would pay around £47.50 a month in account charges, or roughly £570 over the year. That is the realistic relationship cost for a modest, steady-invoicing company — and it sits on top of the formation fee, any annual package renewal, and the £50 Companies House confirmation-statement fee. We calculated this example from ANNA’s published fee structure; your actual cost depends on how the account is used. Source: anna.money/pricing. Checked 4 August 2026.

How the ANNA Registration Process Works

Five steps, and only one of them is likely to hold you up. ANNA markets the form-filling as a five-minute job, which is fair; the wait is at Companies House and at identity verification.

  1. Check the name. ANNA checks availability against the Companies House register and flags names that won’t pass. Available is not the same as approved: names too like an existing one, or using sensitive words, can still be refused.
  2. Choose the package. Do this with the renewal in view, not just the headline. Secretary and Total Support bill again in twelve months.
  3. Enter the company details. Registered office, what the company does and its SIC code, directors and shareholders, the share structure, and anyone with significant control.
  4. Complete identity verification. This is the step that stretches a timeline. ANNA says it is an official Companies House identity checker, so the checks happen in its journey rather than separately.
  5. Wait for approval, then open the account. The certificate arrives by email at the address you registered with, and the business account opens alongside it.

Treat ANNA’s timings with care. We counted four of them on its own registration page and they don’t reconcile.

The comparison table says “under 1 working day”. The hero says “most Ltds are live within 1 working day”. One FAQ says up to 48 hours, and another says one to three days.

Work to the conservative end. Most straightforward applications may complete within one working day, but allow up to three, and longer where checks or corrections are needed.

File on a Monday if the date matters. Companies House doesn’t process at weekends, so a Friday afternoon submission can sit untouched until Monday morning and blow a week you’d planned around.

Nobody controls that queue, ANNA included. What a formation agent adds is getting the submission right first time so Companies House doesn’t send it back for correction: that’s where the days are usually lost.

Eligibility, Documents and Restrictions

One company shape, and the service is built tightly around it. If yours matches the left-hand column you’re the intended customer; if anything sits on the right, get written confirmation before you pay.

The awkward moment comes later. When your accountant asks in month three why the share classes don’t match the shareholders agreement, unpicking it at Companies House costs more time than choosing the right route would have.

The same goes for growth. If you hire before year-end and the PAYE registration was never done, the payroll deadline lands whether or not the package you bought covered it.

Eligibility, Documents and Restrictions
Likely suitableCheck first, or use another route
A UK private company limited by sharesMore than four directors or shareholders
One to four directors or shareholdersA company limited by guarantee
A founder who can complete identity checksA community interest company
A suitable UK registered-office address, or the package oneA public limited company or an LLP
A simple share structure with ordinary sharesMultiple share classes or unusual rights
A founder happy to bank with ANNAOverseas or unusual ownership needing manual review
Clear business activity with an obvious SIC codeRegulated, high-risk or restricted activity
Verified August 2026.

The four-owner cap is worth getting right, because it is easy to read as a legal limit and it isn’t. Companies House sets no upper limit on directors. ANNA states the cap is its own, and tells you to email formations@anna.money if you need more.

What you need to hand. A registered UK office address; the company activity and its SIC code; for each director and shareholder a full name, date of birth, occupation, nationality, residential address and service address, plus proof of identity.

Two things founders forget. You must be at least 16 to be a director. And shareholders are asked for three security details acting as an online signature: the first three letters of a mother’s maiden name, a father’s forename and a town of birth.

Your residential address is collected but isn’t published on the public register. Your service address is. That distinction is the whole reason the address services exist, and it’s the one founders working from home wish someone had spelled out before a supplier turned up at the front door.

Complex company? Ask before you pay

ANNA’s low-cost journey is built for standard formations. Get written confirmation that ANNA will file yours before you hand over any money if it has several owners, non-standard share classes, controllers based overseas, regulated activity, or any structure other than a private company limited by shares. A formation refused after payment is a slow thing to unpick.

ANNA Company Registration Pros and Cons

Where it earns its price, and where it doesn’t

Pros
  • £19 undercuts the £100 Companies House charges to file online, and Secretary Lite at £100 matches that fee while adding a year of admin.
  • Incorporation and account opening happen in one journey, so you aren’t waiting on a separate bank application to start trading.
  • Takes up to four directors or shareholders, where Tide’s cheaper stand-alone route accepts a single shareholder only.
  • Guided name check, SIC code and ownership entry, which is where first-time filings usually go wrong.
  • Higher tiers add confirmation-statement filing, VAT and PAYE registration and a London address without you sourcing three suppliers.
  • ANNA says it files directly with Companies House as an authorised ACSP and acts as an identity checker, so verification sits in the same journey.
Cons
  • The £19 entry price is a customer-acquisition offer for ANNA’s account and its paid administration services, which are the source of ongoing revenue.
  • The £19 package includes none of the filing, address or tax services, and the £50 confirmation-statement fee still lands within a year.
  • The included account is e-money issued by PayrNet, safeguarded rather than FSCS protected, which is a different thing from a bank account.
  • Four directors or shareholders is the standard limit, and going above it means a conversation rather than a checkout.
  • Secretary and Total Support renew annually with VAT on top, so over three years they cost far more than a one-off formation.
  • ANNA advertises the “lowest registration price on the market”, and Tide registers a single-shareholder company for £14.99.
  • Processing timing isn’t guaranteed and ANNA’s own page states it four different ways.
  • If you have already chosen your bank, the bundled account is most of what you’re paying the discount for.

ANNA vs Companies House and Alternatives

Two comparisons decide this, and they pull in different directions. Against Companies House, ANNA is cheaper and easier. Against Tide, ANNA is dearer on the headline and more permissive on who it will actually take.

ANNA vs Registering Directly With Companies House

ANNA vs Registering Directly With Companies House
FactorANNADirect with Companies House
Incorporation costFrom £19£100 online, £124 by post
ProcessGuided, with prefilled fieldsGovernment service and guidance
Business accountStarter account includedOpen one separately
Name guidanceChecked and flagged in the journeyYou check and apply
Identity verificationHandled in ANNA’s journeyYou follow the Companies House process
Ongoing supportAvailable on the paid packagesYou handle it, or appoint an adviser
Provider relationshipRoutes you into ANNA’s productsNone
Best forFounders who want guidance and an accountFounders who want no bundled provider
Source: ANNA company registration, Companies House fee schedule. Checked 4 August 2026.

Filing direct is the independent route, and it’s not difficult. You fill in IN01 on the GOV.UK service, pay the £100 fee, wait, and later open whichever business account you want on its own merits.

The £81 gap is a saving in cash terms and there is no hidden formation surcharge. What you give up is independence, not money: you start the company inside one provider’s ecosystem, and that provider would like to sell you an account, an address and a tax service.

ANNA vs Tide Company Formation

ANNA vs Tide Company Formation
FactorANNATide
Entry formation price£19 one-off£14.99 one-off
Companies House feeReflected in the £19 priceIncluded, stated as saving £85
Owners accepted at entry priceUp to four directors or shareholdersSingle shareholders only
Ongoing adminSecretary Lite £100 one-off for a yearCompany Secretary £1 then £12.50 + VAT a month
London addressIncluded with Secretary, £199 a year + VAT£22.99 a month or £190.00 a year, on top
Included accountANNA starter account, e-moneyFree Tide business account, e-money
Stated timingMost live within one working dayCertificate within one business day
Tax and payrollTotal Support, £399 a year + VATNot part of the formation packages
Source: ANNA company registration, Tide company registration. Checked 4 August 2026.

For a solo founder, Tide is £4.01 cheaper. The material restriction sits directly beneath Tide’s checkout button: “We only accept single shareholders.”

For a company formed with a co-founder or more, Tide’s stand-alone route is not available. ANNA at £19 is the cheaper of the two providers that will accept the application. The claim to the lowest price remains inaccurate, but the practical effect on ANNA’s typical customer is neutral.

On ongoing administration, the twelve-month total is a more useful comparison than the monthly figure. Tide’s Company Secretary comes to £151 plus VAT over the first year, against ANNA’s £100 one-off for a comparable year of support.

With a London registered-office address added, Tide’s twelve-month total rises to approximately £341 (Company Secretary plus the annual virtual office). ANNA’s Secretary tier covers both for £199 plus VAT.

This is a formation comparison only. For fees, transfers and protections on the accounts themselves, read our ANNA business account review, our Tide business account review, or the head-to-head at ANNA vs Tide.

Is ANNA Company Formation Legitimate?

Yes. ANNA states that it files directly with Companies House as an authorised corporate service provider, and a company registered through it is registered in exactly the same way as one you file yourself.

Companies House still approves and registers the company. ANNA prepares and submits; the register is the authority.

Check the register the day your certificate lands. When a client asks for your company number in week one, you’re logging in to Companies House anyway, so read the registered office, every director and the share allocation back while you’re there.

A misspelled surname or a wrong SIC code is a ten-minute correction in week one. Leave it a year and you’re amending filings.

Two things get conflated on pages like this, so we’ll separate them:

  • ACSP authorisation is a Companies House filing status. It lets ANNA submit incorporations and verify identities. It isn’t FCA authorisation and it isn’t an endorsement of ANNA’s packages.
  • The bundled account answers to a different regulator entirely. Money in the main ANNA account is e-money issued by PayrNet Limited, safeguarded under the Electronic Money Regulations and not covered by the FSCS.

Neither point affects whether your new company legally exists. It does, from the moment Companies House registers it.

Your duties start the same day. Accounts, confirmation statements and tax returns are yours to file on time, whichever package you bought. Companies House guidance on setting up a private limited company sets out what follows incorporation.

Who ANNA Company Registration Is Best For

The fit is narrow but common: an ordinary limited company, one to four owners, and a founder who has not already committed to a bank.

Who ANNA Company Registration Is Best For
If you’reVerdictWhy
A first-time founder with a standard limited companyStrong fitLow price and a guided process built for exactly this
Forming with one to three co-foundersStrong fitTide’s cheaper route takes single shareholders only
Wanting help with first-year filingsTake Secretary Lite£100 matches the Companies House fee and adds a year of admin
Working from home and wanting privacyTake SecretaryThe London address keeps your home off the public register
Wanting tax and payroll handledCompare with an accountant£399 a year plus VAT is accountant money
Already committed to another bankCompare alternativesThe bundled account is most of what the discount buys
Running complex shares or ownershipPoor fit without written confirmationThe standard workflow is too narrow
Forming with more than four ownersAsk ANNA directly firstAbove ANNA’s own service limit
Forming a CIC, PLC, LLP or guarantee companyUse a specialistNot the advertised service
Verified August 2026.
Four questions that settle it

1. Is it a standard private limited company with ordinary shares? 2. Are there four owners or fewer? 3. Is an ANNA account genuinely useful to you, rather than something you would tolerate? 4. Would you use the ongoing admin enough to justify the annual fee? Four yeses and ANNA is a strong fit. A no on the third means you’re paying for a bundle you don’t want, and a no on the first or second means asking before you buy.

Check ANNA’s current formation price

Final Verdict: Is ANNA Company Registration Worth It?

ANNA is a reasonable choice for a straightforward limited company. £19 undercuts the £100 Companies House charges for a direct online filing, and the bundled starter account may suit founders without an existing banking preference.

The choice of package matters more than the choice of provider. Just Register covers incorporation and stops there. Secretary Lite at £100 is the better-value tier for most first-time founders because that figure equals the Companies House filing fee and adds a year of administrative support.

The saving on the annual tiers is smaller than it first appears. Over three years the £81 undercut at incorporation is outweighed by renewing package fees, any address service, and the transaction charges on the account itself.

Founders with more than four directors or shareholders, non-standard share classes, or a company structure other than a private company limited by shares should use a specialist formation agent or file directly with Companies House. ANNA’s advertised service does not cover those cases.

Register a company with ANNA

BusinessExpert may earn a commission if you register through a link on this page. It doesn’t affect our verdict, our ranking, or the price you pay.

Frequently Asked Questions

  • Is ANNA company registration really £19?

    Yes. The Just Register package was £19 when we checked on 4 August 2026, reduced from £100, and it covers the incorporation plus a starter ANNA business account. It doesn’t cover confirmation-statement filing, VAT or PAYE registration, a registered-office service or any year-end work. The price is promotional, so check it on ANNA’s registration page before you commit.

  • Does ANNA pay the Companies House registration fee?

    On the Secretary and Total Support packages ANNA states plainly that the “Companies House fee is on us”. On Just Register and Secretary Lite the position is presented differently: ANNA labels the £19 and £100 figures as the Companies House fee itself, discounted in the first case and at the standard £100 in the second. Either way, £19 or £100 is what you pay in total to get the company registered.

  • Do I have to use the ANNA business account?

    A starter ANNA account is included with every formation package and opens as part of the same journey, so in practice you get one whether or not you plan to use it. Using it day to day is a separate decision from the formation itself. Read the account terms before you commit any trading money to it, and see our ANNA business account review for the fees and protections.

  • How long does ANNA company registration take?

    ANNA says most limited companies are live within one working day, and its own pages also quote up to 48 hours and one to three days. Work to the conservative end: most straightforward applications may complete within one working day, but allow up to three, and longer where identity checks or corrections are needed. Companies House doesn’t process at weekends, so a Friday application can wait until Monday.

  • What types of company can ANNA register?

    The service is built and priced for a private company limited by shares, which is the ordinary UK limited company. ANNA’s page explains companies limited by guarantee, public limited companies, community interest companies and limited liability partnerships as background, but doesn’t offer or price registration for them. If you need one of those, ask ANNA directly or use a specialist formation agent.

  • Can ANNA register a company with several directors?

    Up to four directors or shareholders through the standard service. That is ANNA’s own limit rather than a legal one: Companies House sets no upper limit on the number of directors a company can have. ANNA asks anyone needing more to email formations@anna.money, so get confirmation before you pay if your ownership group is larger.

  • Does ANNA provide a registered office address?

    You need to supply a UK registered-office address yourself on the entry packages. From the Secretary package upwards ANNA includes a London virtual office through its partner Hoxton Mix in Shoreditch, which it values at £180 a year, with mail handling and scanning of official government post. ANNA states that this address is itself public on Companies House; what it protects is your home address.

  • Is ANNA registered with Companies House?

    ANNA states that it files directly with Companies House as an authorised corporate service provider, and that it is an official Companies House identity checker. That is a filing and verification status. It isn’t an FCA authorisation, it isn’t an endorsement of ANNA’s packages, and it tells you nothing about the account bundled with the formation.

  • Is it cheaper to use ANNA or Companies House directly?

    ANNA is cheaper on the incorporation itself: £19 against the £100 Companies House charges for online filing, a saving of £81, with no hidden formation surcharge on either side. What that discount buys ANNA is a customer, so weigh the £81 against what the account and any annual package will cost you over the first two or three years.

  • Is ANNA a bank?

    No. ANNA Money is a trading name of Absolutely No Nonsense Admin Ltd, and the main account is e-money issued by PayrNet Limited, an FCA-authorised electronic money institution. Your money is safeguarded under the Electronic Money Regulations rather than protected by the FSCS. Our ANNA business account review covers what that means in practice.

  • What happens after ANNA registers the company?

    Your certificate of incorporation arrives by email and your business account opens alongside it. Check the register entry matches what you intended, then diary the obligations: a confirmation statement within twelve months with its own £50 Companies House fee, annual accounts, and Corporation Tax registration with HMRC. Those duties stay with the directors whichever package you bought.

How we reviewed ANNA company registration

What we assessed. Formation price, what each package includes, the comparison against filing direct with Companies House, which company types are supported, the ownership limit, address services, processing claims, the account relationship, annual renewal costs and the alternatives.

Sources. We read ANNA’s live company-registration page on 4 August 2026 and checked every price three ways: the pricing panel, the structured pricing data embedded in the page, and ANNA’s own FAQ answers. No figure here rests on marketing copy alone.

Comparisons. Companies House fees come from the GOV.UK fee schedule updated on 2 July 2026. Tide’s formation prices and its single-shareholder restriction were read from Tide’s own registration page on the same day.

How we score it. We don’t score price on its own. We include renewal and account costs, label promotional claims as promotional, treat processing times as estimates rather than commitments, and mark a service down for the formations it isn’t built to handle.

Independence. Our commercial relationships don’t decide the verdict, which is why this review names a cheaper rival and a marketing claim that doesn’t hold. See our editorial policy.

Update cadence. We recheck this page whenever ANNA changes the £19 offer, a package name or price, VAT or renewal terms, the filings included, the director limit, its processing claims or its ACSP wording.