Revolut Card Reader at a Glance
Revolut withdrew the Reader from sale in 2026. Its Business help centre states that the Reader “is no longer available for purchase”, and its Pro help centre that “we no longer sell Revolut Readers”. Checked 4 August 2026.
- Already own one: nothing changes. Same 0.8% + 2p in person, same 24-hour settlement.
- Faults inside the first year: Revolut offers a discounted Terminal or a refund matching what the Reader cost.
- Buying now: you cannot. The cheapest current Revolut device is the Lite Terminal at £129 + VAT; the Terminal is £169 + VAT.
Verdict
Keep the Reader you own. Revolut has stopped selling the device but has not touched what it charges, so the 0.8% + 2p you signed up for still runs on every sale you take.
That is a rate the company no longer offers at £49 of hardware to anybody. We compared the replacement cost against what you already hold: replacing a working Reader early costs £129 and buys you nothing you do not have.
If you came here to buy one, that decision is closed. The entry price into Revolut card acceptance has moved from £49 to £129, and that is a different sum against Square’s £19.
One thing to know before you go looking. Revolut’s own card-machine marketing page was still advertising “Get the Revolut Reader for £49” when we checked it on 4 August 2026, the same day two of its help centre pages said the device had been withdrawn.
We checked all three. The help centre is the one that is right, and a company still running the price of a product it has stopped selling is not a small thing to leave up.
Best For
Owners who already pay for Revolut Business get the best of this. The plan fee is a cost you are already carrying, so the Reader adds nothing monthly and keeps takings in the same balance as your banking.
The rate survived the product. Revolut changed what you can buy, not what you pay.
We ran both rates at a £40 average sale: above roughly £1,100 a month in card takings, 0.8% + 2p still beats Square’s 1.75% even after the £10 Basic plan. On those volumes you are better off where you are.
Not Ideal For
Do not plan a second till around it. There is no way to order another Reader or pair a new one, so a business opening a second location cannot standardise on the same device and will be running two different machines.
If you trade as a UK sole trader, none of this reaches you anyway. Revolut Business does not accept sole traders, and that was true long before the Reader was withdrawn. Revolut Pro is where you get sent, and it no longer sells Readers either.
And if you are still weighing the Reader against Square’s £19 hardware, stop. That comparison ended when the product did.
Key Facts
Status: withdrawn from sale in 2026, which we confirmed on Revolut’s own help centre. Devices already bought keep working and keep their rate.
Hardware, when it was sold: £49 + VAT. Revolut’s current range is the Lite Terminal at £129 + VAT and the Terminal at £169 + VAT.
Warranty: one year. On a fault inside it, Revolut offers a discounted Terminal or a refund matching the Reader’s cost.
In-person rate: 0.8% + 2p on Visa, Mastercard, Apple Pay, and Google Pay across all paid plans, unchanged by the withdrawal.
Online rate: 1% + 2p standard; 0.5% + 2p via Revolut Pay; 1.7% + 20p for Amex.
Plans: Basic £10/month flat. Grow £35/month billed monthly, or £30 if you pay for the year up front. Scale £125/month billed monthly, or £90 annually. No free tier since March 2025.
Settlement: 24 hours including weekends after a 7-day first-payout hold on new accounts.
No contract on the hardware. The Reader was bought outright, so stopping costs you nothing.
What Is the Revolut Card Reader?
It is a Bluetooth card reader Revolut sold until 2026 and now supports rather than sells. If one is sitting on your counter it works exactly as it did; if you were hoping to order one, you cannot.
It pairs to a phone or tablet running the Revolut Business app. The app handles the sale, routes the payment, and records it against the connected merchant account.
The device is pocket-sized, with a small screen, a contactless zone, and a chip slot, charged over USB-C. We checked the specification against Revolut’s product documentation.
Apple Pay, Google Pay, Visa, and Mastercard all process at 0.8% + 2p in person.
If you want to accept Amex, the Reader hardware doesn’t support it. Amex cardholders must pay online or on the Terminal or Lite Terminal, both of which take it at 1.7% + 2p.
The paired phone needs Wi-Fi or mobile data for each transaction. The device cannot run standalone.
That matters more now than it did. Every device Revolut still sells runs on its own connection, so a replacement is not a like-for-like swap: you gain independence from your phone and pay at least £129 for it.
Funds land in the Revolut Business account within 24 hours, seven days a week.
When you take your first payment with a new account, expect a 7-day hold before money reaches your balance.
After that first hold, the 24-hour cycle runs continuously including weekends and bank holidays.
We confirmed the 7-day hold and the withdrawal from Revolut’s own help centre, most recently on 4 August 2026.
Fees and Costs
Card Payment Fees
Revolut Reader charges 0.8% of the transaction value plus 2p per transaction on UK cards in person. We verified this against the current published rate card.
If your average sale is £40, your card fee is 34p. Fifty transactions at £40 each (£2,000 turnover) costs £17 in card fees.
That rate is unusually low for a small-business reader in the UK.
It does not change when you move up plans. Whether you’re on Basic, Grow, or Scale, you pay 0.8% + 2p on Visa and Mastercard.
This trips buyers up because SumUp, Zettle, and most acquirers reduce processing rates on higher plans.
Higher plans add banking allowances (more free transfers, higher FX limits), not cheaper card acceptance.
We checked the Grow and Scale schedules against Basic and confirmed the flat card rate.
Other rates worth knowing: Revolut Pay is 0.5% + 2p; online card payments are 1% + 2p; Amex online is 1.7% + 20p.
Amex in person on the Reader is not available at any rate.
If Amex is common in your client base, the Terminal at £169 is the relevant hardware.
Hardware Costs
Hardware is the one part of this review that has actually changed. The Reader cost £49 plus VAT, paid once, and is no longer sold at any price.
You paid for it outright rather than renting it, so nothing has to go back if you close your account, and Revolut cannot take it away.
What replaces it costs more. The Lite Terminal is £129 + VAT and the Terminal £169 + VAT, which moves the cheapest way into Revolut card acceptance up by £80.
We checked both replacements: each is standalone, takes Amex in person at 1.7% + 2p, and needs no paired phone. The Terminal adds a built-in printer, which is the only thing the Lite Terminal leaves out.
For a market trader who was happy pairing a phone, that is a lot of money for capability you were managing without. For a fixed counter, standalone operation and a printer are the things worth paying for.
Receipts on the Reader are digital by default, sent by email or text from the Revolut Business app.
There is no accessory ecosystem around the Reader: no counter stands, cash drawers, or kitchen display systems. Nor will there be one now.
Monthly Fees and Contract Terms
The Revolut Business plan is required for the Reader to work. Basic is £10/month, flat, and it is the tier almost every Reader buyer will sit on.
Grow and Scale need reading twice. Revolut fronts them as £30 and £90 a month, but those are annual-equivalent rates you only get by paying a year up front.
Billed monthly, Grow is £35 and Scale is £125. The number on the pricing page is the discounted one, and it is the number nearly every comparison site has copied out, us included until we checked the billing terms.
The advertised price isn’t the price most buyers pay. The catch is the billing term, not the tier.
Committing for a year costs £360 on Grow or £1,080 on Scale. That is roughly 14% off Grow and 28% off Scale, which is a real saving if you can stomach paying twelve months in advance.
None of it touches the card rate. Whichever tier you land on, the Reader still charges 0.8% + 2p in person.
The free plan was withdrawn in March 2025. New customers must choose a paid plan from signup, and no Reader-only tier exists that skips the banking plan.
If you already use Revolut Business, the plan fee is a sunk cost and the Reader adds nothing monthly.
If you’re opening Revolut purely for the Reader, your first-year total is £49 hardware plus £120 in Basic fees.
That’s £169 before you take a penny over the counter: a different conversation to Square’s £19 with no ongoing commitment.
There is no contract on the hardware. The Reader is bought outright.
Payouts and Settlement Times
Standard Settlement Times
Standard settlement is 24 hours, seven days a week. We verified the payout cycle again on 4 August 2026 and it is unchanged by the withdrawal.
If you trade Saturday markets, takings arrive in the Revolut Business account on Sunday.
That’s a real difference from older acquirer products that only settle on working days.
The first payout is held for 7 days, a caveat most comparison sites miss.
Revolut reviews your transaction history before releasing funds on the standard 24-hour cycle.
After the first successful payout, subsequent takings follow the 24-hour cycle continuously.
Funds land in the Revolut Business merchant account, not directly in an external UK bank.
If you use a separate bank for payroll or supplier payments, moving takings out of Revolut is an extra step. On Basic, UK local transfers are included up to the plan allowance.
Faster Payout Options
If you’re hoping for instant payouts in the Square or SumUp sense, Revolut isn’t that product.
The speed advantage comes from funds already sitting inside the Revolut Business account after the 24-hour cycle.
If you keep operating cash inside Revolut, that’s effectively instant availability once the first-payout hold has cleared.
You can spend directly from your Revolut card or account without an external transfer.
If you want funds in your high-street bank account immediately, MyPOS or Square’s paid instant transfer are the products that do that. Revolut is not one of them.
Card Reader Features
Accepted Payment Types
The Reader takes chip & PIN, contactless, Apple Pay, and Google Pay on Visa and Mastercard.
It does not accept American Express in person, and it does not accept Revolut Pay.
Both are supported elsewhere in the Revolut stack: Amex online runs at 1.7% + 20p, and Revolut Pay is available on the Terminal and online at 0.5% + 2p.
This gap matters if you work in premium retail, hospitality with corporate diners, or B2B services where Amex is common.
A customer holding out an Amex at your counter is a sale the Reader cannot take. If that happens often, the Lite Terminal at £129 is the cheapest device that can.
Refunds are processed through the Revolut Business app against the original transaction.
Connectivity and Portability
The Reader is Bluetooth-only. It pairs to the merchant’s phone running the Revolut Business app.
The paired phone needs Wi-Fi or mobile data for each transaction. Standalone operation is not possible.
If you lose the paired phone or run out of phone battery, the Reader cannot take a payment on its own.
Revolut’s standalone devices are the Lite Terminal (£129 + VAT) and the Terminal (£169 + VAT), both with their own connection and no paired phone needed.
For pop-ups and market stalls, phone dependency is a nuisance you can work around. For a fixed retail counter on a Saturday, a flat phone battery is the till going down.
The card rate is identical across the devices: 0.8% + 2p on Visa and Mastercard in person.
Battery Life and Reliability
The Reader charges by USB-C and covers a typical trading day on a single charge.
It is pocket-sized and lightweight for mobile traders.
Reliability in the field depends on your phone’s battery and mobile data signal, not just the Reader hardware.
For high-volume fixed locations, the standalone devices remove the phone as a single point of failure. That is the practical case for the £129, not the spec sheet.
App, Dashboard and Reporting Features
App Features
Revolut Business is a banking app first. The Reader is surfaced inside it as a payments module, not a full point-of-sale system.
It covers simple sale entry, receipt dispatch, refunds, and transaction history.
What you don’t get, in the way Square or Zettle supply, is inventory, multi-staff logins with per-role permissions, CRM, or gift cards.
For services businesses taking a few cards a week (consultants, tradespeople, mobile therapists), the lean interface is a feature, not a bug.
If you run a retail shop that needs SKU-level stock tracking or a restaurant with a floor plan, the Revolut app on its own won’t cover it.
Sector-specific POS apps are not published by Revolut the way Square offers Restaurants, Retail, and Appointments.
If you need a full POS layer, pair the Reader with a third-party system such as Shopify POS or Epos Now. Revolut is not going to build one around a device it has stopped selling.
Reporting and Analytics
Inside the Revolut Business app and web dashboard, you get transaction history, payout history, and basic sales reporting.
Because card takings land in the Revolut Business account, the same bank statement covers both your banking and your card processing.
That simplifies reconciliation compared to a separate acquirer settlement file.
Revolut Business integrates with Xero, QuickBooks, Sage, and FreeAgent for bank feeds.
The quality of feed, VAT treatment of fees, and whether processing fees appear as separate line items vary by integration.
If you’re VAT-registered, check with your accountant whether the Revolut feed separates processing fees before your first VAT return, the treatment varies by integration.
For POS-level reporting depth, sales by item, sell-through, staff performance, it usually has to come from a third-party POS, not the Revolut app.
Integrations
Revolut Business has a full online payments stack alongside the Reader.
The Payment Gateway comes with pre-built Shopify and Magento plugins and a Merchant API for custom checkouts.
Payment Links let you send a shareable link to any customer without needing a website.
Tap to Pay on iPhone turns a supported iPhone into a contactless reader with no hardware at all.
The Merchant API is available on Grow and above, which is where the stack starts to compete seriously with larger acquirers.
If your customers use Revolut, Revolut Pay (the one-click option) is 0.5% + 2p online.
Pay by Bank (Open Banking) has been added to the Gateway as a lower-cost alternative to card payments.
Security, Compliance and Chargebacks
Payment Security and PCI Compliance
Revolut is FCA-authorised and provides PCI DSS compliance through the Revolut Business infrastructure.
Revolut Bank UK Ltd launched as a fully authorised UK bank on 11 March 2026, when the PRA lifted the mobilisation restrictions on the licence it had held since July 2024, which brings FSCS protection of up to £120,000 to deposits held with its bank entity.
Don’t assume your takings are covered the moment you sign up. New applicants are usually onboarded straight to the FSCS-protected bank entity, but Revolut is phasing the rollout, so some new signups still get parked on the Revolut Ltd e-money account temporarily.
Check which entity your terms name before you route a week’s takings through the Reader. Safeguarded e-money is not the same as FSCS cover. A business told its float is protected when it is merely safeguarded has been sold false comfort.
Existing accounts stay as safeguarded e-money until Revolut migrates them to the bank in phased batches, with notice before each move, so check which applies to you.
Neither regime spares you the friction of a fund hold, so protection is not the same thing as reaching your money on the day you need it.
We read the current safeguarding and FSCS position on revolut.com/business/legal before writing this section.
We rate the compliance setup as sound for a digital-first business account of this type, and it is unaffected by the Reader coming off sale.
Fraud Checks and Account Holds
Revolut runs automated risk checks on new accounts and unusual transaction patterns, as most digital-first business accounts do.
Sudden jumps in average sale value, first large transactions, and higher-risk sector codes can trigger a temporary fund hold.
This is a known Revolut pattern, and it affects new accounts far more than established ones.
If you’re an established small business with consistent volumes, you mostly won’t encounter this.
If you’re a brand-new account taking an unusually large first sale, that combination is the one most likely to trigger a hold.
Before routing a high-value transaction through a fresh Revolut account, flag it to support in advance. A frozen payment on the day you need the cash is a worse problem than a five-minute chat.
Read Revolut’s current terms at revolut.com/business/legal for your sector and transaction profile.
Chargeback Handling
Chargebacks are managed through the Revolut Business dashboard under the standard disputes process.
Because card takings and banking sit in the same account, chargeback documentation and account history are in one place.
We compared the dispute tooling against Stripe’s and Revolut’s is the thinner of the two for high-volume online merchants.
For in-person Reader transactions, the standard chargeback process is the same as any card acquirer.
Keep transaction records and customer documentation within the Revolut Business app where possible.
Who the Revolut Card Reader Is Best For
Best Business Types
Keep it if you are a limited company or LLP already running Revolut Business, because the Reader is now costing you nothing at all. The hardware is paid for and the plan fee was already on your books.
It keeps payments, banking, FX, and expenses on one statement, which is the thing that made it worth buying and the thing the withdrawal has not touched.
An international micro-firm, a sole consultant through a limited company, or an e-commerce brand with a physical channel all still get full value from it.
Higher-volume in-person businesses (£5,000–£20,000/month in card takings) get the most, because 0.8% + 2p compounds in their favour on every trading day.
If you trade as a UK sole trader, Revolut Business won’t accept your application. It is your entity type that shuts the door, not your turnover or your sector.
Revolut Pro is where UK sole traders get sent: a separate account inside the personal app, with no subscription fee. Its help centre confirms it no longer sells Readers either, so Pro is not a back door to one.
Best Sales Environments
Mobile traders, consultants, and service businesses taking a few cards a week lose nothing by staying on the Bluetooth Reader.
The lean POS interface is a good match if you don’t need inventory management or staff-level permissions.
A hospitality venue with corporate diners is the awkward case. The Reader cannot take Amex in person and never will, so every Amex at the table is a card you have to turn away or route online.
For fixed retail or café counters, the gap is connectivity rather than cards. The Reader needs your phone alive and online; the £129 Lite Terminal does not.
When to Consider Alternatives
The live question for an owner is no longer which reader to buy. It is whether the £10-a-month Revolut Business plan under your Reader still costs you less than it saves.
Take £1,000/month in cards at a £40 average sale and Revolut costs £18.50: £8 on the rate, 50p in 2p fees, £10 for Basic. Square costs £17.50 and charges no monthly fee.
They are level, in other words, at a thousand pounds a month. The crossover sits at roughly £1,100, not the £2,000 that gets repeated across the comparison sites.
Below a grand a month, Square wins. That’s the deal.
Below that line the plan fee eats Revolut’s rate advantage. Above it, the 0.8% compounds in your favour every month you trade.
Run your own average sale value through both rates before you move, because a low average sale drags the 2p component up and pushes the crossover higher.
One caution on the maths. That calculation assumes you keep a working Reader; the moment you are buying hardware again, Revolut starts at £129 and Square at £19, and the crossover moves a long way up.
Customer Support and Reviews
Support Channels
A Reader that develops a fault inside its first year is still covered. Revolut’s help centre sets out two routes: a Terminal at a discount, or a refund matching what you paid for the Reader.
The refund route is the one to read carefully. It matches the Reader’s cost, not the price of what replaces it, so on a £49 device against a £129 Lite Terminal you are still £80 out of pocket.
Outside the warranty year there is no replacement to buy at all, and Revolut has no obligation to offer you one. A dead Reader in month thirteen means choosing a new device that day.
That is the practical reason to think about this before it happens rather than on a Saturday with a queue at the counter.
We read the warranty terms on Revolut’s own help centre on 4 August 2026.
Revolut’s support model is chat-led. There is no dedicated phone line for Revolut Business accounts.
Getting to a human agent via in-app chat can take longer than a traditional bank’s phone line.
Compliance hold queries are handled by email, not chat, a slower route when it matters most.
If you run a weekend market stall and your reader stops working on a Saturday afternoon, that is a real operational consideration, and it is a sharper one now that no spare device can be ordered.
Customer Review Themes
We read across public Revolut Business reviews: the recurring praise is for the low 0.8% + 2p rate and the convenience of one account.
Multi-currency capabilities and FX savings come up frequently for businesses with international clients.
The 24-hour settlement including weekends is cited positively compared to older acquirer products.
We read the review landscape as broadly positive among existing Revolut Business users who already have a Reader running.
Common Complaints
The 7-day first-payout hold generates the most new-account frustration in public reviews.
It is published in Revolut’s help centre but rarely surfaced prominently during signup.
Account holds during compliance reviews are a documented pattern. New accounts and unusual transaction profiles are most exposed.
In-app chat support is a recurring complaint in reviews, particularly for time-sensitive problems.
A second theme is the expectation that upgrading plans would reduce the card rate. It doesn’t, and Revolut has never made that especially clear at the point of upgrade.
Revolut Card Reader Alternatives
Replacing a Reader splits two ways: stay inside Revolut and pay more for hardware, or leave and give up the 0.8% + 2p.
Staying means the Lite Terminal at £129 + VAT, which is now Revolut’s cheapest in-person device, or the Terminal at £169 + VAT if you want a printer. Both keep your rate and both take Amex.
Leaving is the better answer more often than it used to be, because the £49 that made Revolut cheap to join no longer exists. The three options below each solve a different Revolut limitation.
Revolut vs Square Reader
Square charges 1.75% flat in person with no monthly fee and £19 hardware, and it is the option that has gained most from the Reader coming off sale.
Below roughly £1,100/month in cards, Square is the cheaper option overall once the Revolut Basic plan fee is counted.
Square also accepts sole traders, which Revolut Business does not.
Above £1,100/month, Revolut’s 0.8% + 2p pulls ahead and keeps pulling. That crossover only holds while your Reader keeps working, though: put £129 of Lite Terminal against Square’s £19 and it moves sharply in Square’s favour.
Revolut vs myPOS Go 2
MyPOS Go 2 operates without a paired phone, using a built-in SIM for connectivity.
Funds land in a MyPOS wallet instantly rather than waiting 24 hours (or 7 days on a new Revolut account).
The trade-off is holding cash in a MyPOS wallet and paying a fee to transfer it to a UK bank.
MyPOS is the one to look at if you cannot rely on phone battery or signal in the field and do not want to pay Revolut’s £129 for the same independence.
Revolut vs Tide Card Reader
Tide Card Reader pays directly into a Tide business account, the same account used for invoicing and expenses.
A Tide business account is a prerequisite, just as Revolut Business is required for the Revolut Reader.
For businesses already banking with Tide, the Tide reader removes the need to open a second provider account.
For businesses weighing the two, the decision usually comes down to which banking ecosystem better fits your existing workflow.
If you are replacing rather than keeping, our cheapest card machines comparison ranks every current UK device by total first-year cost, and the best card machines roundup covers reliability and features.
Final Verdict: Is the Revolut Card Reader Worth It?
Keep it, and do not rush to replace it. A withdrawn product with a live rate is still an asset, and this one is charging you 0.8% + 2p on hardware that is already paid for.
Nothing about that changes until the device fails. When it does, you are choosing between £129 for a Lite Terminal and £19 for a Square Reader, and that is a genuinely different question to the one this page used to answer.
For anyone who arrived intending to buy, you are too late, and the replacement is worse value at the entry level. We priced both: Revolut’s cheapest in-person device now costs almost seven times what the Reader did.
The old limits are still the limits: a 7-day first-payout hold, no Amex on Reader hardware, and support that runs through in-app chat when a dead terminal on a Saturday needs a phone line.
And the pricing pages remain a mess. Grow and Scale are advertised at £30 and £90 when the monthly-billed prices are £35 and £125, and the card-machine page was still selling a £49 Reader on the day we checked.
We compared what Revolut publishes against what its help centre says and the two do not agree. That is worth knowing before you take any Revolut hardware price at face value.
None of this is a reason to move a working Reader off your counter. It is a reason to have decided what replaces it before the morning it stops.
Frequently Asked Questions
Can you still buy a Revolut Reader?
No. Revolut withdrew the Reader from sale in 2026. Its Business help centre states the Reader “is no longer available for purchase” and its Pro help centre that “we no longer sell Revolut Readers”. New customers cannot order one or pair one to an account. Revolut’s cheapest current in-person device is the Lite Terminal at £129 + VAT.
Does my Revolut Reader still work?
Yes. Devices already bought keep working and keep the same 0.8% + 2p in-person rate and 24-hour settlement. Revolut has stopped selling the Reader, not switched it off. There is no announced end-of-support date, so the practical limit is the life of the hardware.
What happens if my Revolut Reader breaks?
Inside the one-year warranty, Revolut offers either a Terminal at a discount or a refund matching what the Reader cost you. The refund tracks the Reader’s price rather than the replacement’s, so against a £129 Lite Terminal you would still be paying the difference. Outside the warranty year there is no Reader to replace it with, and you choose a new device at full price.
What has replaced the Revolut Reader?
The Lite Terminal at £129 + VAT is Revolut’s cheapest current in-person device, and the Terminal is £169 + VAT. Both run standalone without a paired phone and both accept American Express in person at 1.7% + 2p, which the Reader never did. The in-person rate on Visa and Mastercard stays at 0.8% + 2p.
What is the Revolut Reader transaction fee?
The in-person rate is 0.8% + 2p per transaction on Visa and Mastercard across all paid Revolut Business plans. It is the same on Basic (£10/month), on Grow (£35/month billed monthly, £30 if you pay annually), and on Scale (£125/month billed monthly, £90 annually). Upgrading does not reduce it.
Do I need a Revolut Business account?
Yes. You need a Revolut Business plan to use the Reader. The free plan was discontinued in March 2025. The minimum is Basic at £10/month. No Reader-only tier exists that skips the banking plan.
Does Revolut Reader accept American Express?
No. The Reader hardware does not accept Amex in person at any rate. The Lite Terminal (£129 + VAT) and the Terminal (£169 + VAT) both accept Amex in person at 1.7% + 2p. Online Amex is accepted at 1.7% + 20p.
How long does the first Revolut Reader payout take?
The first payout on a new Revolut Business account is held for 7 days before the standard 24-hour cycle begins. After the hold clears, subsequent takings settle within 24 hours, seven days a week including weekends.
What is the difference between Revolut Reader and Revolut Terminal?
The Reader is Bluetooth-only, requires a paired phone, does not accept Amex in person, and is no longer sold. The Terminal (£169 + VAT) is standalone with built-in 4G eSIM, accepts Amex in person, and has a built-in printer; the Lite Terminal (£129 + VAT) is the cheaper standalone option without the printer. The card rate is 0.8% + 2p across all three for Visa and Mastercard.
Can sole traders use Revolut Reader?
Not through Revolut Business. In the UK, Revolut Business accepts limited companies, LLPs, and partnerships only, and sole traders are not an eligible entity type. This is an entity rule, not a hardware limitation. UK sole traders are directed to Revolut Pro, a separate account in the personal Revolut app that carries no subscription fee. Pro is not a route to a Reader either: its own help centre states that Revolut no longer sells Revolut Readers. For a sole trader who wants in-person card acceptance today, Square accepts sole traders directly at £19 of hardware and 1.75% flat.
How we reviewed Revolut
What we assessed. We evaluated the Reader on hardware availability, the in-person and online rates, warranty terms, settlement timing, plan eligibility, and what Revolut now sells in its place. Since the device came off sale, availability and warranty carry the most weight for the people still reading this.
Data sources. We read Revolut’s Business and Pro help centres, its payment-acceptance pricing page, its business plan terms, and its card-machine marketing page directly on 4 August 2026. No comparison sites, no press releases, no affiliate material. We cross-checked the FCA register for regulatory status.
Where the sources disagreed. Revolut’s marketing page and its help centre contradicted each other on whether the Reader was still sold. We recorded the conflict on the page rather than quietly picking the more convenient answer.
Update cadence. We re-verify this page regularly, and whenever a provider changes pricing, eligibility, or terms. The verification date on the page reflects the most recent full review. Some links on this page are affiliate links, see our editorial policy.