What Is a Bridging Loan? How They Work, Rates and How to Compare

Bridging Loans

Independent comparisons, lender reviews and practical guides for short-term secured property finance.

Our Recommendations

Best Bridging Loans

Our top picks compared on rate, speed and eligibility

Commercial Bridging Loans

Finance for investment and commercial property

Bridging Loan Calculator

Estimate total cost including fees

Lender Reviews

Together Bridging Loans

Rates, criteria and verdict

MT Finance Review

Adverse credit specialist, asset-based lending

United Trust Bank Review

SPV, trust and SIPP accepted

Precise Mortgages Review

Rates, eligibility and verdict

Octane Capital Review

Short-chain specialist, fast completions

Shawbrook Bank Review

Rates, eligibility and verdict

LendInvest Review

Up to 75% LTV, regulated and unregulated

Compare Lenders

United Trust Bank vs MT Finance

Head-to-head on rate, criteria and speed

Guides

Bridging Loans with Bad Credit

Which lenders accept CCJs and arrears

Exit Strategies Explained

Sale, remortgage and development exit

Rolled-Up Interest Explained

How interest compounds when paid at redemption

Serviced Interest Explained

Monthly payments versus rolled-up cost

First vs Second Charge

Priority, risk and eligibility compared

Chain Break Bridging Loans

Buying before your sale completes

Regulated vs Unregulated

Which type applies to your situation

Pros and Cons of Bridging Finance

When it makes sense and when it does not

Auction Finance

Completing in 28 days after auction