Invoice Finance: Turn Unpaid Invoices Into 85-90% Cash

Invoice Finance

Independent comparisons, provider reviews and practical guides to help you choose the right invoice finance solution.

Our Recommendations

Best Invoice Finance Companies

Our top picks for 2026

Invoice Finance Types

Invoice Factoring

Hand over credit control, get paid faster

Invoice Discounting

Retain control, borrow against your invoices

Selective Invoice Finance

Flexible, invoice-by-invoice funding

Spot Factoring

One-off invoice funding with no contract

Compare and Decide

Invoice Factoring vs Invoice Discounting

Side-by-side cost and control comparison

Selective vs Full Facility

Which structure suits your turnover?

Invoice Finance Fees Comparison

Typical rates and hidden costs compared

Specialist Finance

Invoice Finance for Construction

Solving the retentions and payment-delay problem

Invoice Finance for Recruitment Agencies

Covering the payroll-to-payment gap

Guides

What is Invoice Factoring?

How it works, who qualifies and what it costs

Advance Rates Explained

What percentage of the invoice you actually receive

Recourse vs Non-Recourse Invoice Finance

Who bears the bad-debt risk?

Factoring Credit Control Explained

What the factor does on your behalf

Lender Reviews

Aldermore Invoice Finance Review

Rates, eligibility and verdict

Bibby Financial Services Review

Rates, eligibility and verdict

Close Brothers Invoice Finance Review

Rates, eligibility and verdict

iwoca Invoice Finance Review

Rates, eligibility and verdict

Kriya Invoice Finance Review

Rates, eligibility and verdict

Novuna Business Cash Flow Review

Rates, eligibility and verdict

Time Finance Invoice Finance Review

Rates, eligibility and verdict