UK Business Credit Cards for Limited Companies: Eligibility Guide (2026) - Business Expert
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UK Business Credit Cards for Limited Companies: Eligibility Guide (2026)

Not all business credit cards accept every legal entity type. The table below shows which business structures can apply for each card in our research set, verified against issuer product pages and application eligibility criteria. Scope: UK-registered limited companies and LLPs only.

Data last verified: . Sources are linked in the table. See our full methodology.

Scope: UK incorporated businesses only (limited companies and LLPs). Sole trader and consumer cards are excluded.

Card Eligible Business Types Verified Source
American Express Basic Business Card Limited company, LLP American Express
American Express Business Gold Card Limited company, LLP American Express
American Express Business Platinum Card Limited company, LLP American Express
Barclaycard Premium Plus Business Credit Card business owner or director with an annual turnover between £10,000 and £6,500,000 Barclaycard
Barclaycard Select Cashback Business Credit Card Sole trader, Partnership, Limited company Barclaycard
Capital on Tap Business Credit Card Limited company, LLP Capital on Tap
Funding Circle Cashback Business Credit Card Limited company Funding Circle
Funding Circle FlexiPay Limited company, LLP Funding Circle
NatWest Business Credit Card maintain a business bank account in the same legal entity name with NatWest. Turnover must be up to £2m NatWest
Santander Business Cashback Credit Card You’re an existing Santander Business Current Account holder; Your business is based and registered in the UK Santander

Notes and definitions

  • Eligibility is verified against the issuer’s published product page or application flow, not a generic FAQ.
  • “Inferred” entries are based on the issuer’s stated minimum criteria (e.g. company registration requirement) — see source for detail.
  • Meeting entity-type eligibility does not guarantee approval. Credit and trading history criteria apply separately.
  • Sole trader and consumer card products are excluded from this table.