Cards tracked Directly_Observed
12
Last verified Directly_Observed
21 Apr 2026
Scope Directly_Observed
UK incorporated businesses
Limited companies and LLPs only
| Card | Eligibility (Ltd company / LLP) | Verified | Source | |
|---|---|---|---|---|
 | American Express Basic Business Card | Limited company, LLP | American Express | |
 | American Express Business Gold Card | Limited company, LLP | American Express | |
 | American Express Business Platinum Card | Limited company, LLP | American Express | |
 | Barclaycard Premium Plus Business Credit Card | business owner or director with an annual turnover between £10,000 and £6,500,000 | Barclaycard | |
| Barclaycard Select Cashback Business Credit Card | Sole trader, Partnership, Limited company | Barclaycard | |
 | Capital on Tap Business Credit Card | Limited company, LLP | Capital on Tap | |
 | Funding Circle Cashback Business Credit Card | Limited company | Funding Circle | |
 | Funding Circle FlexiPay | Limited company, LLP | Funding Circle | |
 | HSBC Business Credit Card | Sole trader, Partnership, Limited company, LLP | HSBC | |
 | Lloyds Bank Business Credit Card | Sole trader, Partnership, Limited company | Lloyds | |
 | NatWest Business Credit Card | maintain a business bank account in the same legal entity name with NatWest. Turnover must be up to £2m | NatWest | |
 | Santander Business Cashback Credit Card | You're an existing Santander Business Current Account holder; Your business is based and registered in the UK | Santander |
Eligibility (Ltd company / LLP)
Eligibility criteria for UK business credit cards, covering incorporated limited companies and LLPs. Sole traders and consumer cards are excluded. Each row is sourced from the issuer's own eligibility documentation — lender criteria can change; confirm current rules at the application stage.
Use this data
Downloadable extracts are being prepared. Use the citation block below to reference this dataset in the meantime.
Methodology
Source and verification
Eligibility data is sourced from issuer eligibility criteria pages, application questions, and product terms. Scope: UK-registered limited companies and LLPs. Sole traders, sole directors of unregistered businesses, and consumer cards are excluded from this dataset.
How to cite this page
Published · Updated
Data version: v202604
BusinessExpert (2026). UK Business Credit Card Eligibility Index: Ltd Company and LLP Rules. Available at: https://www.businessexpert.co.uk/credit-cards/incorporated-business-credit-card-eligibility/ [Accessed 29 April 2026].
Publisher: BusinessExpert
https://www.businessexpert.co.uk/credit-cards/incorporated-business-credit-card-eligibility/
Sources used:
- Issuer pre-contract documentation